第2个回答 2008-11-30
Shanghai Rural Commercial Bank is in the city in an association of the city, 14 Xianlian She area, 219 credit cooperatives on the basis of the overall restructuring of the establishment of joint-stock commercial banks, and its origins can be traced back to the 20th century in China's rural areas during the 50 co-operative movement in the early So far, more than 50 years.
After several generations of long-term agricultural development and the letter's ongoing efforts to Shanghai Rural Commercial Bank, Shanghai has become a rural finance an important part of Shanghai is a more influential financial institutions. At present, the Shanghai Rural Commercial Bank have 330 branches, the total number of employees about 4,000 people. As of August 22, 2005, the Shanghai Rural Commercial Bank, the total assets of about 116,000,000,000 yuan, deposits amounted to 96,800,000,000 yuan and outstanding loans amounted to 56,500,000,000 yuan in the city's Chinese-funded banking institutions in a certain position in the market.
Shanghai Rural Commercial Bank after the establishment of rural credit cooperatives will inherit more than 50 years of development history, characteristics, services and cultural traditions on the basis of the establishment and implementation of scientific concept of development, adhere to the "compliance in accordance with the law, sound management, long-term, to be creative and to cultivate Characteristics "business philosophy, adhere to the" three rural "and in the suburbs of the economic community-based retail bank's basic position, and establish a modern commercial bank management system and mechanism to speed up the development of the business, improve internal control mechanisms and risk management system to pay back the community , Customer returns, return on shareholders, at an early date into a "capital adequacy, strict internal control, safe operation, good service and efficiency", with its own characteristics and the modern commercial banks in rural areas.
Shanghai Rural Commercial Bank operating areas: public deposits; issuing short-, medium-and long-term loans; for domestic and foreign settlement; for acceptance and discount notes; issuing agent, payment agent, underwriting government bonds; the sale of government bonds, financial bonds; engaged Offered; to engage in bank card services; foreign exchange deposits, foreign exchange loans, remittance of foreign exchange, international settlement, foreign exchange lending industry, credit, business consulting and witness; Acting Deputy collection and payment of money and insurance business; provide safe deposit box services; by the China Banking Regulatory Commission's approval of the other businesses.