这个在GOOGLE的翻译很不通顺 希望帮帮我
我会追加分的
谢谢了
Electronic Banking
Electronic banking gained popularity in China during recent years. It has helped to promote competition and accelerated the pace of commercialization of China’s banking sector. Electronic banking has enabled foreign and smaller banks with limited branch networks to reach a large number of clients without having the need to invest heavily in network building. Given the widespread locations of foreign investment enterprises and the limited coverage of foreign bank branches in china, electronic banking provides an ideal solution to eliminate the distances involved and to increase efficiency. HSBC has formally secured its approval from the People’s Bank of China to provide electronic banking services to foreign businesses in China. Electronic banking services not only enable clients to access balance information, it also provide an electronic means to send the bank secure and authenticated instructions. Foreign bank branches are responsible for ensure that all regulatory and documentation requirements are complied with before acting on customers’ instructions. (Cheung, p6)
Local banks are also investing heavily in electronic banking systems in order to maintain and broaden their customer base and improve efficiency. Services include account enquiry, online securities trading, and online payment options for both personal and corporate clients. Currently electronic and Internet banking services are limited to the major cities. (Cheung, p6) Bank of China was the first to provide online banking services in 1996. Then in 1999, China Construction Bank and Industrial and Commercial Bank of China also started to offer on-line banking services. For example, Industrial and Commercial Bank of China has launched a telebanking system where customers can call to reach the voice-activated, automated system or a person-to-person customer service center. The system offers services such as account information, money transfers and exchange foreign currencies. Clients can also access the web site to request the same services. (“Cyber China Up and Running”, p1)