credit to和credit with都有归功于的意思，区别在于credit to强调归因于，credit with强调属于。
credit to
归功于；把…归因于(某人或某物)：
The shortage of rice was credited to lack of rain.
水稻歉收是由于缺雨。
把…记入贷方：
She credited $100 to my account.
她把100美元记入了我的贷方。
2.credit with
归功于[亦作credit to]:
She credited herself with the discovery.
她把那项发现归功于她自己。
把…记入贷方[亦作credit to]:
She credited your account with the amount of the cheque.
她把支票款项记入你的账户的贷方。
认为或相信(某人)有(某种性质或成就等)：
He came to the firm already credited with many honours.
他来公司时已经载誉不少。
3.credit
n. 信用，信誉；[金融] 贷款；学分；信任；声望
vt. 相信，信任；把…归给，归功于；赞颂
credit card 信用卡；记帐卡
on credit 赊帐