支付宝实名认证有什么用？不认证就不能正常支付支付宝里面的钱了吗？

Question

支付宝实名认证到底有什么用？是不是要进行支付宝付账一定要实名认证的，不认证就不能正常用支付宝支付了吗？还是说只是开网店的时候才需要进行实名认证的？

Answer 1

不认证照样可以用支付宝买东西。

实名认证的作用：
1。可以开店
2。可以提现，就是把支付宝里面的钱提现到原来银行卡上。不认证就不能提现。
3。退货的退款不会被冻结，没有认证的支付宝，在你已经确认收货的情况下申请退款，退回来的款会被冻结。
4。好像还有什么亲友汇款之类的，也需要认证才能实现。

Answer 2

根据国家银监会的要求，使用支付宝的用户必须是实名认证的，只有实名认证了以后，支付宝才能够正常使用，支付宝是这样办理的，首先使用自己的手机号码注册，然后使用自己身份证的信息实名认证，需要上传身份证的照片正面和反面，认证的过程中有的选项可以填写，也可以不填写，按照界面上的提示操作就可以完成认证了，认证成功后，你要亲自到银行的营业窗口办理绑定银行卡手续，就是把你的银行卡和自己的手机号码绑定在一起，绑定后，你就拥有自己的支付宝了，支付宝里边的一切功能你都可以正常使用了，本回答被网友采纳

Answer 3

实名认证么要安全点的，可以进行支付宝付账的，只是别人把款打到你的支付宝里会不成功。
开店一定要实名认证

Answer 4

认 证了 会安 全点。

Answer 5

http://hi.baidu.com/xyupdzjkfmbegpd/item/9b5e2c3b284791a6b80c03df?gfh87df

 against the opposite wall, heads together, quills out,

poring over a single piece of parchment. It was most unusual to see

Fred and George hidden away in a corner and working silently; they

usually liked to be in the thick of things and the noisy center of

attention. There was something secretive about the way they were

working on the piece of parchment, and Harry was reminded of how

they had sat together writing something back at the Burrow. He had

thought then that it was another order form for Weasleys' Wizard

Wheezes, but it didn't look like that this time; if it had been,

they would surely have let Lee Jordan in on the joke. He wondered

whether it had anything to do with entering the Triwizard Tournament. 

 As Harry watched, George shook his head at Fred, scratched

out something with his quill, and said, in a very quiet voice that

nevertheless carried across the almost deserted room, "No - that

sounds like we're accusing him. Got to be careful. . ." 

 Then George looked over and saw Harry watching him. Harry grinned

and quickly returned to his predictions - he didn't want George to

think he was eavesdropping. Shortly after that, the twins rolled

up their parchment, sai