支付宝转账不要短信验证码。
支付宝转账步骤如下：
1、进入支付宝首页，可以看到扫一扫下面就是“转账”，点击进入；
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https://iknow-pic.cdn.bcebos.com/a5c27d1ed21b0ef4a9eab812d0c451da81cb3e7f"/>
2、进入转账后如下图所示，转账到支付宝是免费的，就不展示了，点“转账到银行卡”（转账到银行卡有免费额度，超过免费额度转账会收手续费）进入；
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https://iknow-pic.cdn.bcebos.com/d8f9d72a6059252dfbac3d48399b033b5ab5b9c6"/>
3、进入到转账到银行卡的界面如下，转账需要输入“姓名”“卡号”“金额”，确认无误后点“下一步”；
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https://iknow-pic.cdn.bcebos.com/8b82b9014a90f6039051bc0b3412b31bb151ed9d"/>
4、需要确认转账信息，确认下名字和银行卡号及金额的信息，确认无误点“确认转账”；
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https://iknow-pic.cdn.bcebos.com/4a36acaf2edda3cc29549b6c0ce93901203f92cd"/>
5、进入到确认转账后悔出现转账金额，确认无误后，点“立即付款”；
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https://iknow-pic.cdn.bcebos.com/d009b3de9c82d15848067bfd8d0a19d8bd3e42f1"/>
6、进入“立即付款”后出现下图所示窗口，输入6位数支付密码，会自动转跳到完成界面；
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https://iknow-pic.cdn.bcebos.com/960a304e251f95ca42c1bffac4177f3e67095241"/>
7、转账申请提交界面如下图，可以看到转账金额及转账银行账户，显示银行正在处理中，一般很快就能到账。
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https://iknow-pic.cdn.bcebos.com/960a304e251f95ca4294bffac4177f3e6709521c"/>
由此可见转账过程中不涉及短信验证码，现在支付宝转账不需要短信验证码了。