以安卓手机系统为工具举例操作如下：
第一步：点击打开支付宝软件首页，显示各项服务功能的服务窗口；
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https://iknow-pic.cdn.bcebos.com/3b292df5e0fe992536c15dec3aa85edf8cb171b8"/>
第二步：点击进入“网上银行”功能窗口选项；
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https://iknow-pic.cdn.bcebos.com/e824b899a9014c0861bd1c19047b02087af4f483"/>
第三步：在网上银行功能窗口可查看你的可贷款额度；
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https://iknow-pic.cdn.bcebos.com/962bd40735fae6cdaf6b9fdd01b30f2443a70faa"/>
第四步：点击“我要贷款”功能选项，弹出下图申请列表；
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https://iknow-pic.cdn.bcebos.com/0df3d7ca7bcb0a46c6a4bf856563f6246a60af83"/>
第五步：按列表填写贷款金额、还款期限选择、打款账户，确认提交即可完成支付宝网商贷的开通。
/iknow-pic.cdn.bcebos.com/060828381f30e924b422a88d42086e061c95f783"target="_blank"title="点击查看大图"class="ikqb_img_alink">/iknow-pic.cdn.bcebos.com/060828381f30e924b422a88d42086e061c95f783?x-bce-process=image%2Fresize%2Cm_lfit%2Cw_600%2Ch_800%2Climit_1%2Fquality%2Cq_85%2Fformat%2Cf_auto"esrc="
https://iknow-pic.cdn.bcebos.com/060828381f30e924b422a88d42086e061c95f783"/>