不良贷款:
1. non-performing loan
2. adversely classified credits
3. non-performing loans
For a long time, China's loan quality is divided into normal and unsound categories in terms of the time limit.
长期以来,中国银行按期限将贷款质量划分为正常贷款和不良贷款。
The five-category loan quality classification method will be applied on an overall basis. Assets management companies (AMCs) will be gradually set up and substantially reduce the proportion of NPLs.
全面推行贷款质量五级分类方法,逐步成立金融资产管理公司,大幅度降低不良贷款比例。
We should practice the five-category assets classification for bank loans and gradually set up financial assets management companies to handle the non-performing loans now held by banks. We should implement a strict responsibility system for the quality of new bank loans.
推行贷款质量五级分类办法,逐步建立金融资产管理公司,负责处理银行原有的不良信贷资产,对银行新增贷款质量实行严格的责任制。
Financial assets management companies shall be established in the state-owned commercial banks to process bad assets by law and transfer the debts into shares for the bank loan of some enterprises. This is a very important measure to eliminate financial risk and relieve the burden of enterprises.
在国有商业银行组建金融资产管理公司,依法处置不良资产,对部分企业的银行贷款实行债转股,是化解金融风险,减轻企业负担的重大举措。
Loans on favorable terms
优惠贷款
To furnish credit to.
贷款,提供贷款
agricultural loan
农业贷款
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