1、首先，我们打开我们的手机，然后我们点击手机桌面上的支付宝；
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2、进入支付宝之后，我们点击更多，如图所示。
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3、弹出的界面，我们找到点击花呗，如图所示。
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4、之后我们点击积分，如图所示；
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5、然后我们点击热门权益中的全部，如图所示。
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6、弹出的界面，我们找到花呗账单分期免息券，之后我们点击它；
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7、弹出的界面，我们点击10000积分兑换，这样我们兑换成功了。相信大家现在都会用积分兑换花呗分期免息券了。
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扩展资料：
花呗分期还款注意事项
1、只有在每月的1~10日内才能使用分期还款的功能。不在此时间段内无法申请。
/iknow-pic.cdn.bcebos.com/203fb80e7bec54e72c4476b9b4389b504ec26ae8"target="_blank"title="点击查看大图"class="ikqb_img_alink">/iknow-pic.cdn.bcebos.com/203fb80e7bec54e72c4476b9b4389b504ec26ae8?x-bce-process=image%2Fresize%2Cm_lfit%2Cw_600%2Ch_800%2Climit_1%2Fquality%2Cq_85%2Fformat%2Cf_auto"esrc="https://iknow-pic.cdn.bcebos.com/203fb80e7bec54e72c4476b9b4389b504ec26ae8"/>
2、在分期付款之前要保证花呗账号没有逾期未还的账单，如果有则无法申请分期付款。另外分期付款每个月只能申请一次，即使你提前还清，也不能在当月重新申请第二次分期付款。
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3、支付宝账户余额支付功能关闭或者支付宝账户暂停使用的，都无法申请花呗分期。以及一些特殊的明确不支持花呗分期的消费。
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