第1个回答 2008-09-09
太长了......我也不是专业的，只说说我自己知道的那点吧。
我的贷记卡也是工行的，在学校时只能透支1块钱的说，后来毕业了，工行良心发现，给了我500块的信用额度，我后来去咨询，说是三个月内刷卡消费三次或者累计消费金额500，且无不良记录的，三个月后信用额度可以提升到1000，再过三个月的话可以到3000.......接下来就不知道了
再则，关于最长52天免息还款的问题，假如你在这个月初1号透支消费，那么到下个月25号为免息还款期，这就是52天了，要是你月底30号透支消费，那到下个月25号就是25天......特别需要注意的是，透支取现是没有免息还款期限的，当天还就不用利息，第二天开始就要利息了..........本回答被提问者采纳
第2个回答 2008-09-10
that income under pressure, to open multiple credit cards with the increase of the existing credit card limit.
Would like to ask the small E, in my income now, I present the line of pigs Fuka credit limit how much room for improvement » In addition, I would like to open more than a credit card, allegedly used bank cards with the other to use, would be more reasonable, is it true »
Recently, I want to buy a commodity around 3000, and I understand that some of the interest-free credit card users can hire, which I would like to take full advantage of the interest-free credit instalments (12 points on repayment) in advance Consumption. In addition, I also hope that Cary left about 500 available credit, give me a flexible monthly disposable.
Finally, the line of pigs Fuka, a consumer? Integral » It is said that is not to make an application to the bank? » Or, for the ICBC to provide the same types of credit cards, credit cards, then what is it such a card »
I asked the counter, it said the monthly consumer overdraft to pay off in the 25th before, otherwise they will count every day 5 / 10,000 in interest. But there is a "bill," I do not quite understand the concept. Because I have opened accounts SMS notification, the general on the 1st of each month will notice how much I charge interest on the overdraft, I understood as possible on the 25th next month on the 1st to this short period of time, is also interest-free, numerical Income is the beginning of the month on the 1st, or a month, said on the 25th, including on the 25th day before are interest-free, but on the 25th after interest rates began to count, on a bill next month on the 1st list »
If on the 25th for the repayment, then the next month on the 25th, the longest is 30 days, there to be the longest 56 »
Although my question a bit more, I hope small E can help answer.
Thank you!
Add: I thank the respondents: Tianya waiting for you - two trainee magician 9-9 10:13, respondents: goephia - a 9-9 probationary period for the answer to 11.15, but still want a more detailed answer. Thanks!