求翻译一段资料 中译英

Question

实践给我的启示：

我的这两个计划已经有了结果，成为了历史。如果换一个人，换一个时间，换一种方法，这个小小的历史就有可能是另外一种结果。然而，历史毕竟是历史，发生在一个家庭里的历史或许也是若干家庭共有的历史。作为主人翁，我从这十年的尝试得到了众多的启示：

1. 必须认真看待“投资有风险”这个极其简单的警告；
“投资有风险”是千千万万投资人用身家性命写出来的警句，其内涵深不可测，切莫置若罔闻。在风险面前，没有人会比别人幸运。事实上，金融市场上赔钱是经常而广泛发生的，仅就1998年到今天，投资在股市和基金上的教育储蓄计划已经遭遇过两次严重的市场冲击，本人计划就是其中一例。

2客观地看待自己的投资知识和经验，不要高估自己；
我在96年末选择了比较保守的RBC Balance Fund作为最早的投资尝试。96年底到98年三月，市场形势比较好，投资增长挺快，15个月的时间里，$1355的投资获利$257.77。我对自己的能力开始变得比较乐观，于是就改变策略选择了回报可能更高的RBC Balanced Growth Fund，进而又购买了RBC Equity Fund．从96到2000年九月的三年多时间里共投资$7355，获得补贴$800，账面利润$2332，效果不错，账面累计$10487.92．
始料不及的是，金融市场在2000年开始出现大幅度下降。到2001年底，账面累计只有$11969.03，扣除新增$2800投资和补贴，实际损失了$1318.3，跌幅大约12.5%。到2002年底，账面累计达到$11759，投资期内发生的投入（$2400）和支出($2000) 相抵之后，又损失了$610。
由于看不清市场走势，我将2001和2002年的投资无可奈何地放到了Money Market Fund，明知收益很低，却也只能出此下策，以期避免进一步的损失。

在没吃亏之前，我也曾躇筹满志，相信自己能够管好投资，结果事与愿违，还是先赢后亏。大市一出问题，我只能听任市场摆布，眼睁睁看着市场下降，无计可施。吃了亏，我才真正发现自己的金融知识是那样的欠缺，投资经验是那样的匮乏，一个对金融市场只具有简单了解的投资者在金融大潮面前又是那样的无助。
回顾十几年的经历，发现我其实是将一个“要求具有专业素质”的圈套套在了自己这个非专业人士的脖子上，“没有金刚钻，偏揽瓷器活”，其结果不佳也就不足为怪了。

Answer 1

My plan has two results, has become history. In other words, if a person is, for a time, a different approach, the history of this small, there may be a different result. However, history is history, after all, took place in a family's history and perhaps there are a number of family history. As masters of this decade, I try to get a lot of inspiration:

1. Must seriously look at "investment risk" is extremely simple warning;
"Investment risk" is the tens of thousands of investors with a net worth of the life written warning, its contents so unpredictable and must not turn a deaf ear. In the face of risk, no one will be lucky than others. In fact, financial markets are losing money and often widespread, only in 1998 to today, to invest in the stock market and funds on education savings plans have suffered two serious impact on the market, I plan is a case in point.

2 objectively look at their own investment knowledge and experience, not to overestimate their own;
In the end I chose 96 of the more conservative RBC Balance Fund as an investment in the first try. 96 to 98 years at the end of March, the market situation is good, very fast investment growth, 15 months, $ 1355 investment earnings of $ 257.77. I have the ability to become more optimistic, so he chose to change their tactics may have a higher return on the RBC Balanced Growth Fund, which in turn purchased the RBC Equity Fund. From 96 to three years in September 2000 invested more than $ 7355, to obtain subsidies of $ 800, book profit of $ 2332, well, carrying a total of $ 10487.92.
The unexpected is that the financial markets in 2000 began to decline significantly. By the end of 2001, carrying a total of only $ 11969.03, after deducting the additional $ 2,800 investment and subsidies, the actual loss of $ 1318.3, or about 12.5 percent. By the end of 2002, the book reached a total of $ 11,759, the investment took place during the input ($ 2400) and expenditure ($ 2000) even after a loss of $ 610.
As the market are not clear, I will be in 2002 and 2001, the investment no choice but to put the Money Market Fund, knowing that a very low income, but can only make such an unwise move in order to avoid further losses.

Did not suffer at the ago, I also hesitate to raise full-chi, believe they can manage the investment, the result turned out, or the first win after losses. A big city problem, I can only allowed at the mercy of the market, watch the market decline, can not do anything. Eat the loss, I really found their financial knowledge, as is the lack of investment experience, as is the lack of a financial market with only a simple understanding of the investors in the financial tide before it is not like that.
Recalling more than ten years of experience, I have found is a "professional quality" in the trap set their own non-professionals on the neck, "No diamond, porcelain-get live", and the results will be good enough For the strange.
The practice gives my enlightenment: my these two plans already had the result, has become the history. If trades a person, trades time, trades one method, this small history has the possibility is other one result. However, the history is a history after all, perhaps occurs in a family history is also the history which certain families altogether have. As the host, I obtained the numerous enlightenment from these ten years attempt: 1. Must regard “the investment to have the risk” earnestly this extremely simple warning; “the investment has the risk” is millions of investor the aphorism which writes with the lives and properties, its connotation is immeasurably deep, ignores not by any means. In front of the risk, nobody will be luckier than others. In fact, in the money market loses money is widely occurs frequently, only on 1998 to today, invested in the stock market and the fund education deposit plan had already encountered two serious market impacts, myself planned am an example.
1. Must regard “the investment to have the risk” earnestly this extremely simple warning; “the investment has the risk” is millions of investor the aphorism which writes with the lives and properties, its connotation is immeasurably deep, ignores not by any means. In front of the risk, nobody will be luckier than others. In fact, in the money market loses money is widely occurs frequently, only on 1998 to today, invested in the stock market and the fund education deposit plan had already encountered two serious market impacts, myself planned am an example.
2 regard their investment knowledge and the experience objectively, do not overestimate itself; I chose quite conservative RBC Balance Fund at 96 the end of the year to take the earliest investment attempt. 96 the end of the year to 98 year in March, the market situation is quite good, the investment grows very quickly, in 15 month's, $1355 investments make a profit $257.77. I start to my ability become quite optimistic, therefore has chosen repayment possibly higher RBC Balanced Growth Fund on the change strategy, entered and purchases RBC Equity Fund. from 96 to September's, 2000 more than three year time altogether to invest $7355, obtained the subsidy $800, the paper profit $2332, the effect was good, what the account accumulated $10487.92 to be unexpected, the money market started in 2000 to present the large scale drop. By the end of 2001, the account accumulation had $11969.03, deducted increases $2800 investments and the subsidy, actual loss $1318.3, decline range about 12.5%. By the end of 2002, the account accumulation achieved $11759, after investing the investment which in the time occurred ($2400) and the disbursement ($2000) balances, also lost $610.
Because cannot see clearly the market trend, I had no alternative 2001 and 2002 investment put Money Market Fund, knew perfectly well that the income was very low, actually also only could leave this bad plan, avoided the further loss by the time. before has not suffered a loss, I also once hesitated plan the full will, believed that oneself can manage well the investment, finally is contrary to what expects, wins after first, owes. As soon as the leading market has problems, I can only allow the market to organize, looks at the market to drop helplessly, is at wit's end. Suffered a loss, I only then truly discovered that own financial knowledge is such being short, the investment experience is such deficiency, has the simple understanding investor to the money market in front of the financial flood tide is also only such no use. reviews several year experience, discovered that I was actually “the request had one specialized quality” the circle method on oneself this non-professional's neck, “did not have the diamond, embraced the chinaware to live”, its result was not good also on the nothing to wonder.

Answer 2

[我是英文老师, 请放心使用, 我用诚意亲手翻的, 我也替你的投资经历感到叹息]

Inspiration for me from experience:

Two of my plans already have the result which has become history. If changing a person, changing timing, changing a method, this little history may have another different result. However, history is history, a history happened in a family maybe is the history for many family. As a host, I have lots of inspiration from these ten years trial.

1. Should be careful to handle a simple warning “Investment has risk”
Warning of “Investment has risk” is written by many investors with all of their lives and assets. The content is very difficult to predict, and please don’t ignore it. In front of risk, nobody will be luckier than others. In fact, losing money in the financial market is very common. From 1998 till today, investment on stock market and mutual fund for the saving plan has already encountered two serious impacts, and my personal plan is one of those.

2. Be objective to evaluate our investment knowledge and experience and don’t overestimated ourselves:
At the end of 1996, I have chosen a relatively conservative fund, RBC Balance Fund as my initial investment trial. From the end of 1996 to March 1998, the market is in a good shape, and investment grows quickly, within 15 months, there is an investment gain for $257.77 from $1,355. I am positive of my own ability, and I changed my strategy to choose a higher return investment, RBC Balanced Growth Fund, and then bought RBC Equity Fund, from 1996 to Sep 2008, I have invested total $7,355 and rewarded $800 bonus and the profit showing in the balance is $2,332. The result is not bad, accumulated total $10,487.92.
Nobody can forecast that the financial market has a huge drop in 2000. Till the end of 2001, accumulated total only has $11,969.03 and minus the newly added investment and bonus of $2,800, the actual lost is #1,318.3. The decrease percentage is around 12.5%. Till the end of 2002, accumulated in balance reached $11,759, the compensate from the input of investment period($2,400) and the expense ($2,000), there is another lost $610.
Because the market trend is unclear, I had no alternative to put my investment from 2001 to 2002 to Money Market Fund, and clearly know that the return is low, but still have to implement this bad strategy in order to avoid the further lost.

Before the lost, I was also confident and believe that I can manage the investment. Finally the result is not what I expected, and it’s still made the profit first and lost at the end. Once there is serious problem in the market, I can only be ordered randomly by the market. I can only look at the decrease of the market and without any strategy. I lost and I really found that my financial knowledge is lacking, investment experience is also lacking. For an investor with only simple financial market knowledge is very helpless when he faces the financial turbulence. Looking back the past 10 years experience, I found that I actually putting a necklace “Needing a professional quality” on my neck which is an non-professional neck. Without the yellow card, I am not surprised that the result is not good.本回答被提问者采纳

Answer 3

The practice gives my enlightenment: my these two plans already had the result, has become the history. If trades a person, trades time, trades one method, this small history has the possibility is other one result. However, the history is a history after all, perhaps occurs in a family history is also the history which certain families altogether have. As the host, I obtained the numerous enlightenment from these ten years attempt: 1. Must regard “the investment to have the risk” earnestly this extremely simple warning; “the investment has the risk” is millions of investor the aphorism which writes with the lives and properties, its connotation is immeasurably deep, ignores not by any means. In front of the risk, nobody will be luckier than others. In fact, in the money market loses money is widely occurs frequently, only on 1998 to today, invested in the stock market and the fund education deposit plan had already encountered two serious market impacts, myself planned am an example.
1. Must regard “the investment to have the risk” earnestly this extremely simple warning; “the investment has the risk” is millions of investor the aphorism which writes with the lives and properties, its connotation is immeasurably deep, ignores not by any means. In front of the risk, nobody will be luckier than others. In fact, in the money market loses money is widely occurs frequently, only on 1998 to today, invested in the stock market and the fund education deposit plan had already encountered two serious market impacts, myself planned am an example.
2 regard their investment knowledge and the experience objectively, do not overestimate itself; I chose quite conservative RBC Balance Fund at 96 the end of the year to take the earliest investment attempt. 96 the end of the year to 98 year in March, the market situation is quite good, the investment grows very quickly, in 15 month's, $1355 investments make a profit $257.77. I start to my ability become quite optimistic, therefore has chosen repayment possibly higher RBC Balanced Growth Fund on the change strategy, entered and purchases RBC Equity Fund. from 96 to September's, 2000 more than three year time altogether to invest $7355, obtained the subsidy $800, the paper profit $2332, the effect was good, what the account accumulated $10487.92 to be unexpected, the money market started in 2000 to present the large scale drop. By the end of 2001, the account accumulation had $11969.03, deducted increases $2800 investments and the subsidy, actual loss $1318.3, decline range about 12.5%. By the end of 2002, the account accumulation achieved $11759, after investing the investment which in the time occurred ($2400) and the disbursement ($2000) balances, also lost $610.
Because cannot see clearly the market trend, I had no alternative 2001 and 2002 investment put Money Market Fund, knew perfectly well that the income was very low, actually also only could leave this bad plan, avoided the further loss by the time. before has not suffered a loss, I also once hesitated plan the full will, believed that oneself can manage well the investment, finally is contrary to what expects, wins after first, owes. As soon as the leading market has problems, I can only allow the market to organize, looks at the market to drop helplessly, is at wit's end. Suffered a loss, I only then truly discovered that own financial knowledge is such being short, the investment experience is such deficiency, has the simple understanding investor to the money market in front of the financial flood tide is also only such no use. reviews several year experience, discovered that I was actually “the request had one specialized quality” the circle method on oneself this non-professional's neck, “did not have the diamond, embraced the chinaware to live”, its result was not good also on the nothing to wonder.

Answer 4

Practice has given me the inspiration:

My plan has two results, has become history. In other words, if a person is, for a time, a different approach, the history of this small, there may be a different result. However, history is history, after all, took place in a family's history and perhaps there are a number of family history. As masters of this decade, I try to get a lot of inspiration:

1. Must seriously look at "investment risk" is extremely simple warning;
"Investment risk" is the tens of thousands of investors with a net worth of the life written warning, its contents so unpredictable and must not turn a deaf ear. In the face of risk, no one will be lucky than others. In fact, financial markets are losing money and often widespread, only in 1998 to today, to invest in the stock market and funds on education savings plans have suffered two serious impact on the market, I plan is a case in point.

2 objectively look at their own investment knowledge and experience, not to overestimate their own;
In the end I chose 96 of the more conservative RBC Balance Fund as an investment in the first try. 96 to 98 years at the end of March, the market situation is good, very fast investment growth, 15 months, $ 1355 investment earnings of $ 257.77. I have the ability to become more optimistic, so he chose to change their tactics may have a higher return on the RBC Balanced Growth Fund, which in turn purchased the RBC Equity Fund. From 96 to three years in September 2000 invested more than $ 7355, to obtain subsidies of $ 800, book profit of $ 2332, well, carrying a total of $ 10487.92.
The unexpected is that the financial markets in 2000 began to decline significantly. By the end of 2001, carrying a total of only $ 11969.03, after deducting the additional $ 2,800 investment and subsidies, the actual loss of $ 1318.3, or about 12.5 percent. By the end of 2002, the book reached a total of $ 11,759, the investment took place during the input ($ 2400) and expenditure ($ 2000) even after a loss of $ 610.
As the market are not clear, I will be in 2002 and 2001, the investment no choice but to put the Money Market Fund, knowing that a very low income, but can only make such an unwise move in order to avoid further losses.

Did not suffer at the ago, I also hesitate to raise full-chi, believe they can manage the investment, the result turned out, or the first win after losses. A big city problem, I can only allowed at the mercy of the market, watch the market decline, can not do anything. Eat the loss, I really found their financial knowledge, as is the lack of investment experience, as is the lack of a financial market with only a simple understanding of the investors in the financial tide before it is not like that.
Recalling more than ten years of experience, I have found is a "professional quality" in the trap set their own non-professionals on the neck, "No diamond, porcelain-get live", and the results will be good enough For the strange.

Answer 5

Practice to my apocalypse:

My se two plans have already had already concluded a fruit, becoming history.If change a person, change a time, changing a kind of method, this very small history is probably another kind of result.However, the history is a history after all, the occurrence is also some histories that the families have totally probably at a history in family.Be a master, I tried to get numerous apocalypses from this decade:

1. Have to treat this very and simple warning of"the investment have risk" hard;
"The investment has risk" is the sentence that the tens of thousands investor writes out with the own life and family possessions, its content can't measure deeply, don't ignore completely.At the risk in front, no one will compare other people's good luck.In fact, on the financial market compensate for loss is usually but extensive occurrence, only from in 1998 to today, invest in the education of the stock market and the fund to save plan to have already suffered a twice serious market impact, oneself plan be an among those example.

2 treat the own investment knowledge and experience objectively, don't overestimate an oneself;
I chose the more conservative RBC Balance Fund conduct and actions the earliest investment to try in 96 year-ends.March from at the end of 96 years to 98 years, the market situation is better, the investment increases pretty quickly, 15 time of months in, $1355 of investment accrual$257.77.I start become more optimistic to own ability, hence changed the strategy choice repay may the higher RBC Balanced Growth Fund, then purchase the RBC Equity Fund again.from more than three years of 96-2000 years Septembers, total investment in time$7355, acquire a subsidy$800, the noodles profits$2332, the result is quite good, the noodles total amount$10487.92.
Starting to anticipate can not compare with BE, the financial market starts appear in 2000 significant descend.To the end of in 2001, the noodles total amount only have$11969.03, deduct to add$2800 investment and subsidize, actual lose$1318.3, fall about 12.5%.To the end of in 2002, the noodles total amount attain$11759, the investment expects to be inside the devotion($2400) of the occurrence with expenditure($2000) mutually after arrive, and then lose$610.
In order to seeing a not pure market trend, I will 2001 put with the investment of 2002 helplessly to the Money Market Fund, know perfectly well income very low, but also can this inadvisable plan, avoid further loss by period.

Before suffering a los, I also once the raise full ambition, believing the oneself can take care of sound investment, the result things go contrary to one's wishes, after still winning first .Big city a wrong, my can resign to a market to order about, lookinging at a market to descend helplessly, at the end of one's tether.Suffer a los, I just real discover the own financial knowledge is that so a lack, investing experience to is that so short of, a to the financial markets the investor that have simple understanding was that so and help again in the financial big tide in front.
Look back more than ten careers of years, discover I in fact is a trap set of"request to have professional character" at oneself the neck of this non- professional up, "have no diamond, be partial to the china to live", its result isn't good also the shortage was strange.